Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union in Plymouth, Michigan (MI)

Organization representatives - add corrected or new information about Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union »

Non-representatives - add comments about Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union»

Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union
Employer Identification Number (EIN)381305916
Name of OrganizationCredit Unions Chartered In The State Of Michigan
Secondary Name213 Michigan Educational Cr Union
Address9200 N Haggerty Rd, Plymouth, MI 48170-4633
ActivitiesLoans or credit reporting, Other services or benefits to members or employees
SubsectionCredit Union
Ruling Date10/1956
DeductibilityContributions are not deductible
FoundationAll organizations except 501(c)(3)
OrganizationAssociation
Exempt Organization StatusUnconditional Exemption
Tax Period12/2013
Assets$50,000,000 to greater
Income$10,000,000 to $49,999,999
Filing Requirement990 (all other) or 990EZ return
Asset Amount$673,459,718
Amount of Income$27,047,655
Form 990 Revenue Amount$21,569,494


Non-representatives - add comments:


CAPTCHA

Your IP address 54.147.50.227 will be logged.

Financial snapshot ($)

Revenue for 2013

Assets at the end of 2013

Functional expenses for 2013

Checklist
20122013
Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)?NoNo
Is the organization required to complete Schedule B, Schedule of Contributors?NoNo
Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office?NoNo
Did the organization engage in lobbying activities, or have a section 501(h) election in effect during the tax year?NoNo
Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Revenue Procedure 98-19?NoNo
Did the organization maintain any donor advised funds or any similar funds or accounts for which donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts?NoNo
Did the organization receive or hold a conservation easement, including easements to preserve open space, the environment, historic land areas, or historic structures?NoNo
Did the organization maintain collections of works of art, historical treasures, or other similar assets?NoNo
Did the organization report an amount for escrow or custodial account liability; serve as a custodian or provide credit counseling, debt management, credit repair, or debt negotiation services?NoNo
Did the organization, directly or through a related organization, hold assets in temporarily restricted endowments, permanent endowments, or quasi-endowments?NoNo
Did the organization report an amount for land, buildings, and equipment?YesYes
Did the organization report an amount for investments-other securities that is 5% or more of its total assets?YesYes
Did the organization report an amount for investments-program related that is 5% or more of its total assets?NoNo
Did the organization report an amount for other assets that is 5% or more of its total assets?NoNo
Did the organization report an amount for other liabilities?YesYes
Did the organization's separate or consolidated financial statements for the tax year include a footnote that addresses the organization's liability for uncertain tax positions under FIN 48 (ASC 740)?NoNo
Did the organization obtain separate, independent audited financial statements for the tax year?NoNo
Was the organization included in consolidated, independent audited financial statements for the tax year?YesYes
Is the organization a school described in section 170(b)(1)(A)(ii)?NoNo
Did the organization maintain an office, employees, or agents outside of the United States?NoNo
Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, investment, and program service activities outside the United States, or aggregate foreign investments valued at $100,000 or more?NoNo
Did the organization report more than $5,000 of grants or other assistance to or for any foreign organization?NoNo
Did the organization report more than $5,000 of aggregate grants or other assistance to or for foreign individuals?NoNo
Did the organization report a total of more than $15,000 of expenses for professional fundraising services?NoNo
Did the organization report more than $15,000 total of fundraising event gross income and contributions?NoNo
Did the organization report more than $15,000 of gross income from gaming activities?NoNo
Did the organization operate one or more hospital facilities?NoNo
Did the organization attach a copy of its audited financial statements?NoNo
Did the organization report more than $5,000 of grants or other assistance to any domestic organization or domestic government?NoNo
Did the organization report more than $5,000 of grants or other assistance to or for domestic individuals?NoNo
Did the organization answer 'Yes' about compensation of the organization's current and former officers, directors, trustees, key employees, and highest compensated employees?YesYes
Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002?NoNo
Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?NoNo
Did the organization maintain an escrow account other than a refunding escrow at any time during the year to defease any tax-exempt bonds?NoNo
Did the organization act as an 'on behalf of' issuer for bonds outstanding at any time during the year?NoNo
Did the organization engage in an excess benefit transaction with a disqualified person during the year?NoNo
Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization's prior Forms 990 or 990-EZ?NoNo
Did the organization report any amount for receivables from or payables to any current or former officers, directors, trustees, key employees, highest compensated employees, or disqualified persons?NoNo
Did the organization provide a grant or other assistance to an officer, director, trustee, key employee, substantial contributor or employee thereof, a grant selection committee member, or to a 35% controlled entity or family member of any of these persons?NoNo
Was the organization a party to a business transaction with one of the following parties
A current or former officer, director, trustee, or key employee?NoNo
A family member of a current or former officer, director, trustee, or key employee?NoNo
An entity of which a current or former officer, director, trustee, or key employee (or a family member thereof) was an officer, director, trustee, or direct or indirect owner?NoNo
Did the organization receive more than $25,000 in non-cash contributions?NoNo
Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions?NoNo
Did the organization liquidate, terminate, or dissolve and cease operations?NoNo
Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets?NoNo
Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3?NoNo
Was the organization related to any tax-exempt or taxable entity?YesYes
Did the organization have a controlled entity within the meaning of section 512(b)(13)?NoNo
Did the organization make any transfers to an exempt non-charitable related organization?NoNo
Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes?NoNo
Statements Regarding Other IRS Filings and Tax Compliance
201120122013
The number reported in Box 3 of Form 109680,46277,823
The number of Forms W-2G00
Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners?YesYes
The number of employees reported on Form W-3, Transmittal of Wage and Tax Statements, filed for the calendar year ending with or within the year covered by this return8681
Did the organization file all required federal employment tax returns?YesYes
Did the organization have unrelated business gross income of $1,000 or more during the year?YesYesYes
Has it filed a Form 990-T for this year?YesYes
At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account, securities account, or other financial account)?NoNo
Was the organization a party to a prohibited tax shelter transaction at any time during the tax year?NoNo
Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?NoNo
Did the organization file Form 8886-T?NoNo
Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible as charitable contributions?NoNo
Did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible?NoNo
Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor?NoNo
Did the organization notify the donor of the value of the goods or services provided?NoNo
Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282?NoNo
Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?NoNo
Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract?NoNo
If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required?NoNo
If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C?NoNo
Did a donor advised fund maintained by the sponsoring organization have excess business holdings at any time during the year?NoNo
Did the sponsoring organization make any taxable distributions under section 4966?NoNo
Did the sponsoring organization make a distribution to a donor, donor advisor, or related person?NoNo
Initiation fees and capital contributions$0$0$0
Gross receipts for public use of club facilities $0$0$0
Gross income from members or shareholders$0$0$0
Gross income from other sources$0$0$0
Is the organization filing Form 990 in lieu of Form 1041?NoNo
The amount of tax-exempt interest received or accrued during the year$0$0
Is the organization licensed to issue qualified health plans in more than one state?NoNo
The amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans$0$0
The amount of reserves on hand$0$0
Did the organization receive any payments for indoor tanning services during the tax year?NoNo
Has it filed a Form 720 to report these payments?NoNo
Compensation of Officers, Directors, Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors
20122013
Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees
Total reportable compensation from the organization$2,121,886$2,319,074
Total reportable compensation from related organizations$0$0
Total estimated amount of other compensation from the organization and related organizations$428,670$364,605
Total number of individuals who received more than $100,000 of reportable compensation from the organization1112
Total number of independent contractors who received more than $100,000 of compensation from the organization00
Statement of Revenue
201120122013
Total revenue$22,411,615$21,735,978$21,569,494
Contributions, Gifts, Grants and Other Similar Amounts$0$0$0
Program Service Revenue$20,005,416$18,900,371$17,975,901
522100$15,486,385$14,175,526
All Other Insurance Related Activities $3,413,986$3,800,375
All other program service revenue$0$0
Other Revenue
Investment income (including dividends, interest, and other similar amounts)$2,377,248$2,776,939$3,491,818
Income from investment of tax-exempt bond proceeds$0$0$0
Royalties$0$0$0
Net rental income$27,482$21,198$27,533
Gross rents (Real / Personal)$32,004 / $0$27,020 / $0$36,988 / $0
Less: rental expenses (Real / Personal)$4,522 / $0$5,822 / $0$9,455 / $0
Rental income or (loss) (Real / Personal)$27,482 / $0$21,198 / $0$27,533 / $0
Net gain/loss from sales of assets other than inventory$1,469$37,470$74,242
Gross amount from sales of assets other than inventory (Securities / Other)$69,059 / $0$5,000,000 / $689,500$4,985,072 / $557,876
Less: cost or other basis and sales expenses (Securities / Other)$67,590 / $0$4,998,503 / $653,527$5,000,000 / $468,706
Gain or (loss) (Securities / Other)$1,469 / $0$1,497 / $35,973$-14,928 / $89,170
Net income/loss from fundraising events$0$0$0
Net income/loss from gaming activities$0$0$0
Net income/loss from sales of inventory$0$0$0
Miscellaneous Revenue$0$0$0
Statement of Functional Expenses
201120122013
Total functional expenses$22,057,367$20,242,656$19,094,649
Grants and other assistance to domestic organizations and domestic governments$0$0
Grants and other assistance to domestic individuals$0$0
Grants and other assistance to foreign organizations, foreign governments, and foreign individuals$0$0
Benefits paid to or for members$0$0
Compensation of current officers, directors, trustees, and key employees$2,865,591$2,550,556$2,683,679
Compensation not included above, to disqualified persons$0$0
Other salaries and wages$2,859,230$3,095,112$2,917,421
Pension plan accruals and contributions$718,261$837,883
Other employee benefits$1,544,260$1,241,611
Payroll taxes$376,967$379,112$372,440
Fees for services (non-employees)
Management$0$0
Legal$0$0
Accounting$214,536$186,222
Lobbying$0$0
Professional fundraising services$0$0$0
Investment management fees$0$0
Other$0$0
Advertising and promotion$306,246$334,055
Office expenses$1,227,070$1,359,883
Information technology$1,527,726$1,804,211
Royalties$0$0
Occupancy$1,433,044$1,426,767
Travel$15,953$11,344
Payments of travel or entertainment expenses for any federal, state, or local public officials$0$0
Conferences, conventions, and meetings$186,153$187,904
Interest$2,585,359$1,987,334
Payments to affiliates$0$0
Depreciation, depletion, and amortization$794,024$820,760
Insurance$135,048$126,201
Other expenses$1,841,033$1,628,149
Other expenses$938,992$511,555
Other expenses$533,908$452,140
Other expenses$196,588$179,172
Other expenses$19,675$25,918
Balance Sheet
201120122013
Total assets$621,980,878$651,570,426$673,459,718
Cash - non-interest-bearing$1,347,727$2,534,379
Savings and temporary cash investments$0$29,529,762
Pledges and grants receivable, net$0$0
Accounts receivable, net$0$0
Loans and other receivables from current and former officers, directors, trustees, key employees, and highest compensated employees$0$0
Loans and other receivables from other disqualified persons, persons described in section 4958(c)(3)(B), and contributing employers and sponsoring organizations of section 501(c)(9) voluntary employees' beneficiary organizations$0$0
Notes and loans receivable, net$311,084,522$295,433,731
Inventories for sale or use$0$0
Prepaid expenses and deferred charges$445,712$2,758,694
Land, buildings, and equipment: cost or other basis$11,524,003$11,087,104
Investments - publicly traded securities$0$0
Investments - other securities$297,070,532$305,257,712
Investments - program-related$15,546,151$12,174,022
Intangible assets$0$0
Other assets$14,551,779$14,684,314
Total liabilities$543,575,367$572,067,306$587,232,570
Accounts payable and accrued expenses$6,582,775$2,707,830
Grants payable$0$0
Deferred revenue$0$0
Tax-exempt bond liabilities$0$0$0
Escrow or custodial account liability$0$0
Loans and other payables to current and former officers, directors, trustees, key employees, highest compensated employees, and disqualified persons$0$0
Secured mortgages and notes payable to unrelated third parties$0$0$0
Unsecured notes and loans payable to unrelated third parties$0$0$0
Other liabilities (including federal income tax, payables to related third parties, and other liabilities)$565,484,531$584,524,740
Total net assets or fund balances$78,405,511$79,503,120$86,227,148
Unrestricted net assets$0$0
Temporarily restricted net assets$0$0
Permanently restricted net assets$0$0
Capital stock or trust principal, or current funds$0$0
Paid-in or capital surplus, or land, building, or equipment fund$0$0
Retained earnings, endowment, accumulated income, or other funds$78,405,511$79,503,120$86,227,148
Reason for Public Charity Status (for 2013)
The organization is not a private foundation because it is:Not provided
Number of organizations supported0
Sum of amounts of support$0
Write your review!

Your Ratings

You can rate this nonprofit in different categories from 1 star (worst) to 5 stars (best) or leave category unrated

Program:
Fundraising:
Expenses:
Transparency:

Your Review


Would you recommend Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union to others? (optional)
  
Add photo of Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union (optional)

About You

Your nickname:

Optional Verification

(additional info to increase the weight and the placement of your review and ratings)

Real Name:
Email (won't be published):
Date and time of your visit to this nonprofit:
Phone number (won't be published):
Leave your signature»
Other organizations in Michigan
IdNameAddressStateEstablishedTotal Income
1Credit Unions Chartered In The State Of Michigan, 159 Aac Credit Union904 Broadway Ave Nw, Grand Rapids, MI 49504-4415MI1956-10$5,482,263
2Credit Unions Chartered In The State Of Michigan, 16 Tower Family Credit Union3302 Mindy Ln, Kalamazoo, MI 49001-4897MI$313,039
3Credit Unions Chartered In The State Of Michigan, 161 Wildfire Credit UnionPO BOX 3285, Saginaw, MI 48605-3285MI1956-10$151,071,357
4Credit Unions Chartered In The State Of Michigan, 164 Midwest Financial Credit Union2400 Green Rd, Ann Arbor, MI 48105-1550MI1956-10$13,382,280
5Credit Unions Chartered In The State Of Michigan, 165 Credit Union One400 E 9 Mile Rd, Ferndale, MI 48220-1774MI1956-10$122,310,898
6Credit Unions Chartered In The State Of Michigan, 172 Communication Serv Cr Un4265 Five Oaks Dr, Lansing, MI 48911-4214MI1956-10$1,183,615
7Credit Unions Chartered In The State Of Michigan, 18 Lansing Postal Community C UPO BOX 22098, Lansing, MI 48909-2098MI1956-10$1,061,151
8Credit Unions Chartered In The State Of Michigan, 182 Family First Credit Union1011 N Michigan Ave, Saginaw, MI 48602-4326MI1956-10$4,443,625
9Credit Unions Chartered In The State Of Michigan, 185 Premier Financial Cr Union36770 Garfield Ste 120, Clinton Twp, MI 48035MI1980-05$4,514,471
10Credit Unions Chartered In The State Of Michigan, 19 My Postal Credit Union735 W Huron St, Pontiac, MI 48343-7700MI1956-10$450,503
11Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union9200 N Haggerty Rd, Plymouth, MI 48170-4633MI1956-10$27,047,655
12Credit Unions Chartered In The State Of Michigan, 22 People Driven Credit UnionPO BOX 984, Southfield, MI 48037-0984MI1956-10$10,260,554
13Credit Unions Chartered In The State Of Michigan, 222 Lake Trust Credit Union501 S Capitol Avenue, Lansing, MI 48933-2320MI1956-10$220,128,044
14Credit Unions Chartered In The State Of Michigan, 225 Affinity Group Credit Union144 E Pike St, Pontiac, MI 48342-2632MI1956-10$14,606,725
15Credit Unions Chartered In The State Of Michigan, 226 Pennwalt Employees Cr Un17168 Jefferson, Riverview, MI 48193-4206MI1956-10$69,815
16Credit Unions Chartered In The State Of Michigan, 229 Craftsman Credit Union2444 Clark St, Detroit, MI 48209-1338MI1956-10$2,210,555
17Credit Unions Chartered In The State Of Michigan, 236 Auto-Owners Asso Credit Union6101 Anacapri Blvd, Lansing, MI 48917-3968MI1956-10$815,227
18Credit Unions Chartered In The State Of Michigan, 243 Aeroquip Credit Union901 Plymouth St, Jackson, MI 49201-2426MI1956-10$1,678,392
19Credit Unions Chartered In The State Of Michigan, 249 Eastpointe Community Credit Uni22544 Gratiot Ave, Eastpointe, MI 48021-2312MI1956-10$514,389
20Credit Unions Chartered In The State Of Michigan, 252 Education First Credit Union14170 Pennsylvania Rd, Southgate, MI 48195-2133MI1956-10$5,758,786
20 biggest affiliated organizations
AffiliationNameAddressStateEstablishedTotal Income
SubordinateCredit Unions Chartered In The State Of Michigan, 82 Communicating Arts Credit UnionPO BOX 32584, Detroit, MI 48232-0584MI1956-10$4,775,090
CentralCredit Unions Chartered In The State Of MichiganPO BOX 30220, Lansing, MI 48909-7720MI1956-10$0
SubordinateCredit Unions Chartered In The State Of Michigan, 151 Dow Chemical Employees Credit UPO BOX 1649, Midland, MI 48641-1649MI1956-10$330,871,968
SubordinateCredit Unions Chartered In The State Of Michigan, 425 Michigan Schools And Govt Cred40400 Garfield Rd, Clinton Twp, MI 48038-4004MI1956-10$291,747,742
SubordinateCredit Unions Chartered In The State Of Michigan, 222 Lake Trust Credit Union501 S Capitol Avenue, Lansing, MI 48933-2320MI1956-10$220,128,044
SubordinateCredit Unions Chartered In The State Of Michigan, 1192 Genisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326-2947MI1956-10$166,427,582
SubordinateCredit Unions Chartered In The State Of Michigan, 161 Wildfire Credit UnionPO BOX 3285, Saginaw, MI 48605-3285MI1956-10$151,071,357
SubordinateCredit Unions Chartered In The State Of Michigan, Grcc Esp Grand Rapids Community College Esp143 Bostwick Ave Ne, Grand Rapids, MI 49503MI1956-10$137,904,513
SubordinateCredit Unions Chartered In The State Of Michigan, 96 Dfcu Financial400 Town Center Drive, Dearborn, MI 48126-2753MI1956-10$125,668,844
SubordinateCredit Unions Chartered In The State Of Michigan, 165 Credit Union One400 E 9 Mile Rd, Ferndale, MI 48220-1774MI1956-10$122,310,898
SubordinateCredit Unions Chartered In The State Of Michigan, 7 Michigan First Credit Union27000 Evergreen Rd, Lathrup Vlg, MI 48076-3231MI1956-10$117,091,623
SubordinateCredit Unions Chartered In The State Of Michigan, Friends Of The Looking Glass River None1314 Sandhill Dr, Dewitt, MI 48820MI1956-10$111,594,592
SubordinateCredit Unions Chartered In The State Of Michigan, 416 Zeal Credit Union29550 Five Mile Rd, Livonia, MI 48154-3710MI1956-10$101,202,122
SubordinateCredit Unions Chartered In The State Of Michigan, 54 Flint Area School Empl Credit U4411 Calkins Rd, Flint, MI 48532-3516MI1956-10$84,880,346
SubordinateCredit Unions Chartered In The State Of Michigan, Pavilion 4-H Club3299 Gull Rd Wing 2 Room 410, Kalamazoo, MI 49048MI1956-10$59,030,333
SubordinateCredit Unions Chartered By The State Of Michigan, 85 Community Choice Credit Union31155 Northwestern Hwy Ste 286, Farmingtn Hls, MI 48334-2505MI1956-10$58,827,029
SubordinateCredit Unions Chartered In The State Of Michigan, 58 Honor Credit Union2920 Lakeview Ave, Saint Joseph, MI 49085-2317MI1956-10$45,907,143
SubordinateCredit Unions Chartered In The State Of Michigan, 837 Our Credit UnionOur Credit Union 3070 Normandy Road, Royal Oak, MI 48073MI1956-10$45,703,966
SubordinateCredit Unions Chartered In The State Of Michigan, Theta Gamma Ahb1019 Watersmeet Dr, Oxford, MI 48371MI1956-10$39,370,615
SubordinateCredit Unions Chartered In The State Of Michigan, 1096 Omni Community Credit UnionPO BOX 1537, Battle Creek, MI 49016-1537MI1956-10$38,240,487
Number of affiliated organizations
Michigan232
Oklahoma1
Total233

NonProfitFacts.com is not associated with, endorsed by, or sponsored by Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union and has no official or unofficial affiliation with Credit Unions Chartered In The State Of Michigan, 213 Michigan Educational Cr Union